Services

Upon qualification, you may enjoy the following services with Chatterton & Associates:

  • Access to institutional money managers
  • Individually managed accounts for customized portfolio and tax management
  • Recommendations regarding investments available through your employer savings plan
  • Vigilant monitoring and prompt rebalancing (as needed) of your investment portfolio
  • Regular meetings to review your progress and overall financial objectives
  • Quarterly "market watch" letters detailing our analysis of the economy and markets
 
  • Analysis of your present and future income needs
  • Strategies that adjust with the times to fund your income needs and lifestyle
  • Long-term cash-flow projections
  • Recommendations on using employer savings plans and IRAs for retirement income
  • Recommendations on pension plan elections and deferred compensation distributions
  • Analysis of your IRA beneficiaries and advice on Inherited IRAs
 
  • Regular review of your financial strategy as tax laws change
  • Recommendations of tax savings, including potentially tax-advantaged investments
  • Development and oversight of tax-reduction strategies
  • Periodic review with your CPA/tax preparer
 
  • Analysis of your current estate plan and concerns
  • Providing guidance with the appropriate and necessary steps in the event of the death of a loved one
  • Assistance in transferring assets to your Living Trust or other Trusts
  • Assisting family members before they inherit the money with Taxes, Estate Planning, and Investments
 
  • Recommendations on the optimal time for you to start collecting benefits
  • Regular updates on the current state of Social Security
  • Advice on how Social Security plays into your retirement
  • Advice on how Social Security affects your income taxes
 
  • Regular account reviews
  • Special reports on how to reduce your taxes and other important topics
  • Quarterly Newsletter to keep you apprised of the most current planning options
  • Special client appreciation events (where you can typically bring a certain number of guests)